FAQ
Your Questions Answered
Below are answers to common questions about the Waqf Wakalah model, our mission, and our strategy for building a sustainable financial ecosystem for our community partners.
What is Waqf Wakalah, and what are its primary goals?
Waqf Wakalah is a financial-technology platform creating a “Unified Waqf” (endowment) for the community.
Our primary goals are twofold:
1. To bring together partner organisations (charities, educational institutions, mosques etc.), to achieve financial self-sustainability by investing their idle funds for high, halal returns.
2. Revive the Sunnah of waqf like never before.
As a core part of our mission, we are committed to practicing what we preach by first investing in our own waqf to build long-term financial self-sustainability. From the returns of this waqf, we will give back 51% to eligible charities.
What is your legal structure? Are you a for-profit or a non-profit?
Waqf Wakalah is a limited company for operational agility, while contractually embedding our social mission. Regardless of the final legal entity, our operational ethos is that of a social enterprise, with a core commitment to redistribute the majority of our profits back to charities that have a waqf account with us.
How does Waqf Wakalah generate returns on the funds entrusted to it?
We use a diversified, multi-tiered investment strategy designed to de-risk capital while maximising
growth:
Tier 1 (Foundation): Your money first goes into stable, income-generating assets like property. This creates a reliable base of steady returns.
Tier 2 (Growth): Only the profits from Tier 1 are used here, aiming for higher returns with a bit more risk.
Tier 3 (Acceleration): Profits from Tier 2 can be invested here in higher-risk, higher-reward opportunities. We follow strict rules to take out your original investment once it doubles, keeping your starting money safe.
What kind of returns can partner organisations expect?
Our target is to achieve a 25% overall return under our unified waqf model. This will take some time to achieve – book a call to find out how!
Thanks to the scale and structure of our model, we can access better terms than retail investors or individual organisations. For example, while a retail investor might see 6-8%, we can negotiate substantially higher rates.
Returns are not guaranteed and will vary depending on asset performance.
When can a partner organisation expect to see returns on its contribution?
After an initial contribution is invested in our first tier (property), depending on the investment, returns are projected to commence within approximately 90 days. Following this initial period, returns are generated and made available quarterly. Partners can then choose to withdraw their profits for their operational needs or reinvest them for a compounding effect.
What level of financial commitment have you secured so far for the waqf?
We have received £7 million in soft commitments for the waqf fund. These commitments have come directly from the CEOs of just six UK charities following initial high-level discussions, validating the strong market demand for our model.
How will you determine the distribution of profits amongst beneficiary partners?
We are committed to fair distribution. Profits will be distributed amongst beneficiary partners, according to their level of contribution. For example, a 10% level of contribution would result in a 10% share of the profits.
What is your strategy for engaging with different types of organisations?
Our initial go-to-market strategy focuses on UK charities, as they are generally familiar with the concept of a Waqf and have a clear need for sustainable funding. Once established, we will expand our outreach to mosques, educational institutions, healthcare and businesses.
A key part of our growth model is an unparalleled referral system that incentivises partners to introduce other organisations to our platform, giving them perpetual returns, provided criteria are met.
How will you ensure transparency for your partners?
Transparency is a cornerstone of our platform. We are building a robust tech solution that will provide each partner with a dashboard to: Track their funds in near real-time. Monitor the performance of their portion of the waqf.
See every stage of the investment process. Easily manage their quarterly returns, with options to withdraw or reinvest.
We are interested. What are the next steps?
Your next steps should be:
1. Register an account with us to start the onboarding process, via our website at www.waqfwakalah.com
2. Schedule a follow-up call over at https://waqfwakalah.com/contact/ to discuss your specific needs and how this strategic alliance can be mutually beneficial.
